Credit for free use

Credit for free use

  • Start your credit request now (this does not result in a contract).
  • After checking your request, the money will be in your account after 4 days.
  • All you have to do is accept our offer. If not, then not. No catch, no upfront costs.

If you are dreaming of a fairytale wedding and want to plan a nice honeymoon when you get married, you may end up with a large number of guests in terms of costs in the five-digit range before the comma. And that is exactly why many young couples cannot avoid the loan for the wedding.

Consumer credit – the practical solution

Consumer credit - the practical solution

The consumer loan, also known alternatively as a consumer loan, can be considered as a wedding loan because it lacks the earmarking that, for example, a vehicle loan or real estate financing has. In plain language, this means that the borrower gets the money at his free disposal and does not have to be accountable to the bank for what he used it for.

However, consumer credit also has a small catch. It can only be obtained from almost all banks if you are an employee with a permanent contract. The other requirements are a sufficiently high income and an expired trial period for the employment contract.

The conditions of such a loan for the wedding

The conditions of such a loan for the wedding

In terms of cost, the consumer loan has a decisive advantage. Due to the small size of the documents to be checked when applying for a loan, most banks do not charge transaction fees for competitive reasons. Another advantage of consumer credit is that it can be repaid in part or in full at any time beyond the contractually fixed installments without incurring additional costs. And the consumer loan as a loan for the wedding can be planned because the interest is fixed for the entire term when the loan agreement is signed.

The range of consumer credit

The range of consumer credit

The instant loan is also suitable as financing for the wedding because it can be obtained with small amounts of credit. With some providers, entry is possible from 500 USD. Most banks give it up to a sum of 20,000 or 50,000 USD. The usual average for terms is six to seven years. This non-earmarked installment loan is sufficient as an annuity loan with a fixed monthly sum of interest and principal.